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Home Account, current accounts - CatalunyaCaixa

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Home Account

To save is to improve!

The Home Account is designed to help you build up capital over a maximum of 4 years, exclusively for the purchase/renovation of a first home.

  • Flexibility and availability:

    • Possibility of making regular and occasional contributions.
    • Instant access to your money.
  • Return

    • The interest is paid into the same account.
  • Tax treatment:

    • The purchase/refurbishment must be made within 4 years of opening the account.
    • You can obtain tax deductions on the contributions you make if they are to be used to purchase a first home (regular residence).

    Alternatively, you can choose from other types of deposit, including Term Savings, which can be used in the same way as the Home Account and also offer tax benefits in addition to their own specific features.

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